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Credit for civil servants.

 Non-civil servants in federal and state authorities as well as in municipal administrations count as employees in the public service. Employees of other public law institutions such as the state broadcasters and the employees of the large religious communities are…

Credit for private education.

A loan for private training can be used to finance training or for further training or study. This is granted on the one hand by banks and as a government-sponsored loan . A loan for private training differs from a…